Crop Insurance - Bennett Houglum Agency- Home

The Bennett Houglum Agency specializes in All Risk Crop and Crop Hail Insurance, and is fully licensed in Minnesota, North Dakota, South Dakota, and Montana.

The agency is co-owned and operated by John Germolus and Wayne Lee. Together, they have over 80 years of experience in the crop insurance industry. John and Wayne have been active politically, working with fellow agents and commodity groups, intent on preserving and improving the crop insurance program.

Wayne Lee signed on with Federal Crop Insurance Corporation (FCIC) in 1979 as an adjuster. In 1982, he became a sales and adjustment advisement supervisor. Three years later, he became a partner in the Bennett Houglum Agency. Wayne resides in rural Perley, MN, and continues to actively farm.

John Germolus started with Federal Crop Insurance Corporation (FCIC) in 1983 as a loss adjustment contractor. Two years later, he became a partner in the Bennett Houglum Agency. John resides in rural Borup, MN, and continues to actively farm with his son.

Marisa Carlsrud joined the Bennett Houglum Agency in 2005. As both a licensed agent and office manager, she is able to address many of our clients' questions and concerns. Marisa resides in Ada, MN.

The Bennett Houglum Agency has 2 office locations to serve your needs. The main office is located in Ada, MN, with a branch office in Moorhead, MN. We will keep you up to date on office closings; see our Important News page.

John, Wayne, and Marisa are always available by cell phone if there is an emergency, questions, or concerns.

At the end of the day, you can trust that we have provided you with the best option available for your farm operation, while maintaining excellent customer service in a neighborly atmosphere.

Bennett Houglum Agency

Bennett Houglum Agency is an Equal Opportunity Provider